Business plan for starting your own business sample. Ready-made business plan with calculations using the example of a web studio

It is a document that highlights all the characteristics of the future organization, analyzes possible problems and risks, predicts them and methods by which they can be avoided.

Simply put, a business plan for an investor is the answer to the question “Should I finance the project or throw it in the trash?”

Important! A business plan is drawn up on paper, taking into account some procedures and rules. This presentation of the project to some extent materializes your idea and shows your desire and willingness to work. Also, putting it on paper makes it easier for investors to perceive the idea.

Drawing up a business plan yourself

Making a business plan yourself is not that difficult, you just need to think about the idea carefully. Before you grab a calculator and calculate your income, there are several steps you need to take.

  1. Identify the “pros” and “cons” of the idea that has arisen. If the number of “minuses” is off the charts, don’t rush to give up. Some aspects can be turned in the opposite direction, think about ways to solve such “cons”.
  2. Important characteristics are competitiveness and market sustainability.
  3. The sales market needs to be thought through to the smallest detail.
  4. The payback of the product (service) and the time of receiving the first profit will allow you to determine (approximately) the required amount for investment.

If after such a superficial analysis you don’t want to abandon your brainchild, then it’s time to take a clean slate and start creating a business plan.

Important to know! There is no single structure and step-by-step instructions on how to calculate a business plan. Therefore, the presence and order of items included in the plan are determined independently. However, experts have established the most optimal plan structure option. If you have no experience in drafting such documents, you need to use these recommendations to correctly compose your work.

Structure and procedure for drawing up a business plan

The structure of a good business plan, according to economists, should include 12 points. Each of them is described below.

Front page

The following parameters are specified here:

  • name of the project;
  • name of the organization where the project is planned to be implemented, indicating telephone numbers, addresses and other contact information;
  • head of the above organization;
  • developer (team or manager) of a business plan;
  • date of document preparation;
  • It is allowed to include the most significant indicators of financial calculations for the project on the first sheet.

This document is necessary to protect the copyright of the idea and business plan. This reflects the reader's awareness that he does not have the right to distribute the information contained in the document without the permission of the author. There may also be an instruction prohibiting copying, duplicating the document, or transferring it to another person, or a requirement to return the read business plan to the author if the investor does not accept the agreement.

An example of a confidentiality memorandum can be seen below.

The next 2 sections of the plan – “Brief Summary” and “Main Idea of ​​the Project” – are introductory. They can be used as a preliminary proposal (for review) to partners and investors until negotiations are scheduled.

Brief summary

Although a brief summary of such a document is at the beginning, it is written at the final stage, as a summary. A summary is a short description of the project idea and a list of the most significant characteristics of the financial component.

The following questions will help, answering which can lead to an excellent resume:

  1. What product does the company plan to sell?
  2. Who would want to buy this product?
  3. What is the planned sales (production) volume for the first year of the company’s operation? What will be the revenue?
  4. What is the total cost of the project?
  5. How will the enterprise be formed according to its organizational and legal form?
  6. How many workers are planned to be recruited?
  7. What is the required amount of capital investment to implement the project?
  8. What are the sources of funding for this project?
  9. How much is the total profit (profitability) for a specific period, the payback period, the amount of cash at the end of the first year of operation of the enterprise, profitability. Net present value.

Important to know! The summary is read by the investor first. Therefore, the future fate of the project depends on this section: the investor will either become interested or bored. This part should not exceed 1 page.

Main idea of ​​the project

  1. What is the main project goal?
  2. What are the objectives of the enterprise to achieve the main goal?
  3. Are there any obstacles to your goal and how to get around them?
  4. What exact actions does the author propose to perform in order to achieve results and achieve the goal as soon as possible? What are these deadlines?

Important! It is necessary to provide clear, real and explicit arguments that will confirm confidence in the profitability and success of the project. The volume of this part is optimal within 1-2 pages.

In this section, it is customary to use the conducted SWOT analysis assessment of the strengths and weaknesses of the enterprise, opportunities (prospects), as well as possible threats. It is unlikely that you will be able to make a business plan correctly and as completely as possible without such an analysis.

A SWOT analysis reflects 2 aspects that influence the life of an organization: internal, relating to the enterprise itself, and external (everything outside the company that it cannot change).

Don't forget: You are describing a company, not a product! A common mistake authors make is that they start writing product characteristics in the “strength” column.

Here are some parameters you can use to describe strengths or weaknesses:

  • high-tech production;
  • service and after sales service;
  • versatility of the product (without affecting its specific properties);
  • level of qualifications and professionalism of employees;
  • level of technical equipment of the enterprise.

External factors (“opportunities” and “threats”) include:

  • market growth rate;
  • level of competition;
  • political situation in the region, country;
  • features of legislation;
  • features of consumer solvency.

Example

Characteristics of the industry on the market

  • dynamics of sales of similar products in the industry in recent years;
  • market industry growth rate;
  • trends and features of pricing;
  • comprehensive assessment of competitors;
  • search and identification of new and young enterprises in the industry, as well as characteristics of their activities;
  • description of the consumer market, their desires, intentions, requirements, opportunities;
  • assessment of the possible impact of scientific, social, economic aspects;
  • prospects for development in the market.

Essence of the project

This section reveals the idea, the subject of the business plan. It also reflects the level of preparedness of the enterprise to go “into the world”, the availability of all the funds required for this.

The most important provisions in this section:

  • primary goals;
  • description of the target consumer segment;
  • key performance factors for market success;
  • a detailed presentation of the product, the characteristics of which must be within the market segment defined above;
  • stage of product development (if production has started), patent and copyright purity;
  • characteristics of the organization;
  • the total cost of the project, indicating the financing schedule by periods and investment amounts;
  • required initial expenses for a marketing campaign and the formation of a coherent organizational structure.

Marketing plan

The objectives, goals of marketing policy and methods for solving and achieving them are indicated here. It is important to indicate which task is intended for which personnel, in what time frame it is required to be completed and with the help of which tools. The funds required for the latter also need to be indicated.

Marketing plan is a strategy, a set of sequential and/or simultaneous steps created to attract consumers and provide effective returns on their part.

The investor will be attentive to such points as:

  • a well-developed system of comprehensive market research and analysis;
  • the planned volume of sales of goods (services) and its assortment, scheduled by time periods until the enterprise reaches full capacity;
  • ways to improve products;
  • description of product packaging and pricing policy;
  • procurement and sales system;
  • advertising strategy – clearly formulated and understandable;
  • service planning;
  • control over the implementation of the marketing strategy.

Production plan

Everything that directly concerns the creation of products is reflected in this part. Therefore, it is advisable to compile this section only for those companies that plan not only distribution, but also production of products.

Points that must be specified:

  • required production capacity;
  • detailed interpretation of the technological process;
  • a detailed description of the operations entrusted to subcontractors;
  • necessary equipment, its characteristics, cost and method of purchase or rental;
  • subcontractors;
  • required area for production;
  • raw materials, resources.

It is important to indicate the cost of everything that requires expenses.

Organizational plan

At this stage, the principles of organizational strategic management of the company are developed. If the enterprise already exists, then this point is still mandatory: the compliance of the existing structure with the intended goals is determined here. The organizational part must certainly contain the following data:

  • name of the organizational and legal form (individual entrepreneur, JSC, partnership and others);
  • an organizational management system that reflects the structure in the form of a diagram, regulations and instructions, communication and dependence of departments;
  • founders, their description and data;
  • management team;
  • interaction with staff;
  • supplying the management system with the necessary material and technical resources;
  • location of the company.

Financial plan

This chapter of the business plan provides a comprehensive economic assessment of the written project, accompanied by calculations of the level of profitability, payback period, and financial stability of the enterprise.

A financial plan is very important for an investor; here it determines whether a given project is attractive to him.

Here you need to make some calculations and summarize them:


Risk analysis

In a risk analysis, the author must examine the project and identify potential threats that could lead to decreased revenue. It is necessary to take into account financial, industry, natural, social and other risks. At the same time, it is necessary to develop a detailed and effective plan to prevent them or minimize the impact on the company. Therefore, the business plan must indicate:

  • a list of all potential problems;
  • a set of techniques and tools that prevent, eliminate or minimize risks;
  • models of the company’s behavior when events occur that are not conducive to its development;
  • justification for the low probability of such problems occurring.

Applications

This is the last link in the structure of a business plan. It includes documents, quotes, sources, copies of contracts, agreements, certificates, letters from consumers, partners, statistical data, calculation tables used in the preparation of this document. It is required to insert links and footnotes to the appendices in the text of the business plan.

General requirements for the document

  • it is necessary to write a business plan in clear, precise language, without long and complex formulations;
  • desired volume – 20-25 pages;
  • the business plan must cover all the information required by the investor in full;
  • the document must necessarily be based on real facts, substantiated rational proposals;
  • the plan must have a strategic foundation: strict, delineated and complete, with clear targets;
  • interconnectedness, complexity and consistency are important features of drawing up a plan;
  • the investor must see the future, prospects for the development of the project idea;
  • The flexibility of the business plan is a significant plus. If adjustments can be made, amendments to the written project are a pleasant bonus for the investor;
  • conditions and modes of control over the functioning of the enterprise should become part of the business plan.

Making a business plan from scratch without the help of a specialist is not easy, but it is possible. It is important to adhere to the above rules, construction structure and avoid mistakes.

The most common mistakes

  • Illiterate syllable

The rules of the language cannot be ignored. It often happens that the most incredible and promising idea goes into the trash bin along with a bunch of plans of mediocre IP specialists. And all because errors in spelling, vocabulary, punctuation and poor presentation of the text completely discourage any investor.

  • Careless design

The design should be the same throughout the document: bullets, headings, lists, font, size, numbering, spacing, etc. Contents, headings, numbering, names of figures and tables, designation of data in graphs are required!

  • Incomplete plan

To properly draw up a business plan, you need a comprehensive amount of information. The sections of the document listed above are the minimum that should be unconditionally included in the project.

  • Vague plan

The work should be “like in a pharmacy on a scale.” Clear, defined, specific statements of goals and (important!) ideas.

  • Too many details

An abundance of technical, financial, and marketing terms will only help in exams. For a business plan, you need to select only the most significant details. If there is a great need for a thorough description of a process, then you can add it to the appendix.

  • Unrealistic data

Business proposals like these are based on assumptions. Therefore, the author needs to approach the idea rationally and have a reasonable background, a real reason, supported by calculations.

  • Few facts

For each assumption there is its own justification - real, valid. Facts give work meaning and confidence. You shouldn’t create a fountain of facts either, but if you get carried away, then look at the rule about details.

  • “We have no risks!”

The main rule: there is no business without risk. There is no such business in which it is “quiet and calm.” The investor knows this, and the author should know this. Therefore, it’s time to come down from the clouds to the ground and study, explore, analyze.

  • “And we have no competitors either!”

There is always a competitor, as well as a risk. It can be direct or indirect. Study this topic carefully and meticulously, and a rival will definitely appear on the horizon, waving his hand at you.

  • Neglecting outside help

Creating a business plan yourself does not mean doing absolutely everything yourself. Moreover, obtaining a high-quality result is possible through the joint efforts of several specialists. Don't be afraid of helpers!

Business plan: sample and purpose of the document + reasons for drafting + 5 stages of creation + features of writing for investors and for personal purposes + structure + 15 tips + 7 illustrative examples.

Any actions must be planned and displayed on paper. This is especially true for entrepreneurship. Without business planning, i.e. detailed optimization of resources and determination of further tasks, even an experienced entrepreneur will not be able to achieve his goals.

That's why it's so important to have on hand sample business plan and compose it correctly. This material will help you with this.

Why and who needs a business plan?

There are several definitions of a business plan on the Internet.

Here are the most common ones:

Those. A business plan is a document that describes in detail the ways of its implementation. Thanks to it, you can thoroughly justify your project, evaluate the effectiveness of decisions made from all sides, and understand the feasibility of financing a particular activity.

The business plan shows:

  • business development prospects;
  • volumes of the sales market, potential consumers;
  • profitability of the project;
  • upcoming costs for the production and sale of products, supplying them to the market, etc.

A business development plan is a tool that evaluates the final results of activities for a specific period of time. It can be used to attract investors and is necessary in creating a business concept and company strategy.

Drawing up a business plan is one of the important, responsible stages of planning. It is developed both for those enterprises that produce goods and for those whose specialization is the provision of services.

Before writing a business plan, specialists or the owner of the company determine the tasks and means for their implementation. The developed document can attract lenders to implement ideas. For this reason, it is impossible to exaggerate its importance.

Purpose of the business development plan:

  • analysis of aspects of entrepreneurship;
  • competent management of finances and operations;
  • justification for the need to obtain investments (bank loans, equity participation of companies in the project, budget allocations, etc.);
  • taking into account the financial capabilities and threats (risks) of the enterprise;
  • choosing the optimal direction of development.

Entrepreneurs write business plans for the following reasons:

Features of drawing up a plan for personal purposes and creditors

It is important to see the difference between a business plan, which is written for internal use, and a “front door” document, so to speak, to be handed over to creditors.

1. Create a plan for personal goals.

If you intend to use the sample business plan and write it for yourself, please note that it will be in the form of a practical guide to further actions.

In this case, the business development plan should answer the following questions:

  1. What activities are you (will you be) involved in?
  2. What product/service does your company offer to the market?
  3. Who are the consumers, clients?
  4. What goals should you achieve?
  5. What means are needed to achieve the goals?
  6. Who is responsible for completing certain tasks?
  7. How long does it take to complete it?
  8. What capital investments will be required?
  9. What results should the actions lead to?

You need to understand that when drawing up a working document, you need to reflect the real state of things in order to know in which direction to move, what to do, what to strive for.

2. Document for investors.

When developing a business plan to present to creditors/investors, the methodology is different. The person or organization that will finance your enterprise should receive a document detailing the situation and main objectives.

You must convince investors that their money will be used rationally and indicate the benefits for them. A business plan must be drawn up logically, every action must be justified.

If you have doubts in any area, study it more carefully, because lenders will likely have “uncomfortable” questions regarding the program you outline. And the amount of initial investment to open/develop your own business will depend on how you answer them.

Confidence in delivery is also of particular importance. It’s good if you can display statistics in a business plan, citing the example of another company. This will increase your chances of receiving investment.

When writing a business plan, you should adhere to a business style and follow the structure.

Sample business plan: structure

Regardless of the purpose for which you draw up a plan, working with it takes place in 5 stages:

As a business creator, you will have no problem making up the first two points. But what should be the proper structure of a business plan?

Let's look at the main sections, what information they contain and how to compose them correctly.

No. 1. Front page.

It acts as a calling card for itself. It indicates: the name of your company, contact information, address information, phone numbers of the founders.

In addition, the title must contain the contents of the entire document (chapter - page number). When writing your title, be brief and present the information concisely.

The total volume of the business plan is about 30-35 pages, including applications.

*Business plan (sample title page)

No. 2. Introductory part of a sample business development plan.

It takes up approximately 2 A4 sheets. The introduction describes the main aspects of your business, its essence, and what advantages it has.

It is necessary to write down why the product/service is attractive to buyers and what the expected profit is. If you intend to raise funds for your business, the introductory part indicates the amount of capital you need.

Typically, the introduction is devoted to the following points of the plan:

The introductory part is compiled last, because it describes the overall picture of the company's activities.
You can fully portray it only after studying all the nuances of the case.

You can study a sample of this and other parts of the plan at the end of this material - examples of this document for the main areas of business are collected there.

No. 3. The main part of a business plan.

The main section concerns the type of activity and all its key points, the cost of the project.

It consists of subsections:

  • production;
  • financial;
  • marketing;
  • organizational;
  • calculating business efficiency;
  • risks.

We will look at them separately.

At the end it follows final part. In it you need to summarize the work done and give a clear definition of the tasks.

Subsections of the main part of business plans

No. 1. Development of the production subsection of the business plan.

The main section of the document is the most capacious. Its subsections describe each aspect of your business.

For example, industrial shows what equipment will be used, what premises you have, how much money you will need to purchase and start a business.

This plan is also designed to help you calculate production capacity and determine the likely prospects for growth in production volumes.

In addition, it contains information on the full supply of raw materials, components, and covers issues about the need for labor, temporary and fixed costs of the business.

To ensure that the production subsection of the plan has a clear structure and contains all the necessary information, indicate:

  • How streamlined is the production process, are there innovative solutions;
  • methods of supplying resources, the degree of development of the transport system;
  • a complete description of the technologies and why they were chosen;
  • Do you need to buy/rent premises to run a business?
  • composition of the required personnel and all data about them, labor costs;
  • possible maximum volume of output;
  • information about suppliers, subcontractors of the business;
  • the cost of each product;
  • estimate mentioning current expenses, etc.

No. 2. Development of the financial subsection of the plan.

Financial plan summarizes all the presented data with economic indicators for the business, i.e. in cost terms.

This includes business reports:

  • Balance sheet plan (confirming the company’s ability to timely pay its monetary obligations).
  • About financial results, profits and losses.

    It highlights the sources of profit, how losses occurred, provides an assessment of changes in business income/expenses that occurred during the reporting period, etc.

    About the movement of money.

    This report allows you to see operating results, long-term creditworthiness, and short-term liquidity.

The financial subsection of a business plan is also characterized by the presence of:

  • schedules of future financial activities,
  • descriptions of likely investments.

Carefully consider the possibility of investing, whether it will be profitable, and the target orientation of the investment. Write how you will return the funds raised into the business.

Try to ensure that the financial part of your business plan includes:

No. 3. Development of the marketing subsection of a business plan.

The marketing subsection concerns the analysis of the market for the products manufactured by your company. You must indicate in the plan the size, dynamics and trends of the market, its segments, and conditions.

In addition, the subsection informs about who the consumers of the business’s products are and what product promotion strategy will be used.

Here, consumption volumes are calculated, the estimated share occupied in the market, the levers used to influence demand (advertising campaign, pricing, product improvement, etc.), and business competitiveness are described.

It is necessary to evaluate your product from the consumer’s perspective, why it is attractive, what its consumer value is, whether it is safe to use, and its service life.

When drawing up a marketing plan, rely on the following points:

To draw up a marketing plan, information is taken from the external environment, relevant research and surveys are conducted, and professional marketers are hired to study the market situation.

No. 4. Development of an organizational subsection of the plan.

In terms of doing business, organizational issues are considered no less important. Therefore, in this subsection you are required to describe all the steps that will be taken to implement the project.

For example, as shown in the example in the picture:

It is better to present the information in the plan in tabular form so that the sequence of your actions is clearly visible. It would not hurt to mention the regulatory and legislative acts that regulate the selected industry.

In organizational terms, it is worth describing the management side, the responsibilities of all employees, the system of subordination and incentives (remuneration), and describing the internal regime of the company.

Remember that you need to follow the structure as in the example:

No. 5. How to calculate the effectiveness and probable risks?


In the penultimate sections, you need to give an objective assessment of the company’s performance, show the expected prospects based on the estimate, balance sheet, profitability threshold, and planned sales volume.

The business plan developer must write the payback period, NPV (net present value).

The best option would be to arrange this in a table, as in the example below:

Business risks should also be taken into account. Be sure to indicate in the plan what measures you will take to minimize them if they arise, and what self-insurance program you will resort to.

Experienced business plan authors pay special attention to risks, and consider the likelihood of the worst outcome. Making notes on how to resolve perceived difficulties will make your future work easier. If losses and financial losses occur, you will already know how to compensate for them.

When this section of the business plan causes difficulties, turn to experts for help.

A SWOT analysis of a business is often used for this purpose:



This is a method of identifying external/internal factors that influence business development.

Thanks to it you will be able to appreciate:

  • your weaknesses (for example, the need to rent a building, lack of brand recognition),
  • advantages (low price, high service, professional staff),
  • indicate opportunities (these may include the availability of funds for introducing innovations, the use of modern equipment, coverage of a larger market segment, etc.).

And, ultimately, threats that you cannot cancel occur are considered, for example:

  • economic crisis,
  • deterioration of the demographic situation,
  • increase in customs duties,
  • growing political tensions,
  • tough competition, etc.

If you provide a clear and justified algorithm for solving risks in the document, this is guaranteed to attract partners and creditors for your business.

15 tips for beginners to competently draw up a business plan


very painstaking and complex. In the process of compiling it, many questions will arise. For this reason, most beginners make mistakes.

To avoid them and make your business plan worthwhile, follow these recommendations:

    Before you start writing, it is better to look at more than one example of a business plan.

    It’s easy to find illustrative examples on the Internet, and perhaps they will even relate to your line of business.

    There is no need to “pour water”, thinking that the document is supposed to be voluminous.

    A business plan should contain only important, realistic information that is interesting to investors and useful to you in running your business (as in the samples below).

  1. Errors, corrections, and typos are strictly prohibited.
  2. The business plan should reflect the possibility of your enterprise reaching a higher level and the strengths of the management team.
  3. When developing a business plan, one cannot underestimate competition and possible difficulties.
  4. If the information you want to display is sensitive, you should skip it.
  5. Do not complete the document hastily.

    Such a plan will not have the desired effect on creditors. If you are composing it for yourself, all the same, it should not look like a draft version.

    Use more tables, graphs (as in the samples below).

    Providing statistics in this way makes the material more visual.

    Market analysis is often inaccurate.

    Therefore, approach the marketing section responsibly and collect all the necessary data.

    Be sure to include competitive and distinctive characteristics in your business plan.

    Throw out too abstruse expressions from your business plan, as well as those that are understood ambiguously and demonstrate your inconsistency.

    For example, “a product that has no analogues”, “at the stage of consideration”, “ease of sale”, etc.

    Take into account absolutely all business expenses.

    Lenders consider this column particularly important. Therefore, they may have a lot of questions for you on such items as staff salaries, taxes, purchase of raw materials, etc.

    Don't ignore risk considerations.

    As mentioned, this will protect you from problems encountered on the way to achieving your goals, and will also allow investors to see you as a serious, responsible entrepreneur.

  6. In your business plan, focus not on the first profit or big earnings, but on a stable cash flow.
  7. Don't forget to include time limits.

    Any task has a deadline (a quarter, a year, several years).

    If you are not sure that you can complete a business plan on your own, even using the samples below, do not waste money on a specialist.

    He understands this issue more than you, so he will draw up the document accurately, without technical, methodological and conceptual mistakes that you may make without proper experience.

A detailed outline of a high-quality business plan with explanations

you will find in this video:

Ready-made business plans (samples) for different areas of activity


The pharmaceutical business does not lose its relevance, because the need for medicines does not disappear. Moreover, most of the family budget, as a rule, goes to medicines.

Because of this, opening a pharmacy is a very profitable business.

Therefore, it makes sense to take a closer look at the example of drawing up such a business plan in this sample:.

If you want to enter a different field, consider opening a cafe.

There are quite a lot of similar establishments and the competition is great. However, the demand for them is growing. If you take into account all the aspects of the arrangement and offer healthy food, you will definitely be successful.

To draw up a document correctly, check out the sample cafe business plan!

The male half of the population may be interested in the idea of ​​organizing a car service center.

The owner of a service station will not be left without income if the repair and maintenance of vehicles is outlined in detail with all the ensuing factors in the business plan.

Women will find it more pleasant to open a beauty salon.

We assure you that, regardless of the number of existing establishments providing cosmetic services, your “enterprise” in the beauty industry will be in demand. This is due to the fact that every client wants the salon to be nearby and not have to travel to another block.

Representatives of the fair half of humanity can delve into trading activities and create a flower shop. The main advantage of the idea is the small start-up capital.

This small business also requires planning. And although flower shops are not exactly popular in Russia, who knows, maybe you will change that.

To do this, you need to draw up a well-thought-out business plan (a sample of which you can study at this link).

Hotel business is a much more complex option, which involves taking into account many factors, especially marketing ones.

If you don’t know what size room you need or what investments are required, get the information you need in a standard sample:
business plan for a hotel.

The process of implementing a farming project is no less labor-intensive. But in this case, you will have the opportunity to receive financial support and benefits from the state.

A good sample plan that can attract public investors, clearly demonstrates the goals, .

The implementation of any idea begins with drawing up a business plan. Without it, it is impossible to determine the necessary tasks and understand the feasibility of investments and costs. Many businessmen needlessly ignore this fact and do not use this useful tool.

If you have no experience in writing, any sample business plan given here will help you understand all the drafting standards, thanks to which you can easily set yourself a guideline for further actions.

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Why do you need a business plan? Most will probably answer - to get a loan from a bank. This statement is true, but only partly. First of all, the entrepreneur himself needs a plan in order to understand the size of the initial investment for starting, how long it will take to reach self-sufficiency and forecast revenue indicators, assess the level of profitability, payback period of investments and many other parameters.

Very often, a beginning businessman (and not only beginners) does all planning and calculations “by eye” on a napkin or in his head (and sometimes does not do it at all), forgetting about many costly items, which results in many mistakes and leads to bankruptcy.

Typical mistakes: when determining investments, the costs of financing activities before reaching self-sufficiency are not taken into account, the amount of inventory is incorrectly determined (the size of inventory items is set for one month, and based on the turnover period, reserves for 3 months are required), taxes and insurance contributions are not taken into account in the calculation of the wage fund , the need for personnel is incorrectly calculated and many others.

A correctly drawn up business plan with detailed calculations is the key to a successful start in any business activity, which will allow you to cut out unprofitable options at the forecasting stage and, as a result, protect yourself from losing your own investments or the funds of the investor (creditor).

Let's say you plan to install, the calculation shows that the full payback will be 5 years, it is obvious that this will not be the right investment, it is unlikely that the machine will work without breakdowns for such a period of time. (For reference: the optimal payback for this type of activity is 12-18 months.)

What’s better – buy a ready-made business plan or make it yourself? If we are talking about a small business, then you definitely need to do it yourself. This will allow you to dive deeper into the project, understand its essence, and sort out the economics of future activities for yourself. Well, if you want to organize a production that requires multi-billion dollar investments, then you cannot do without the help of specialists.

On the site you will find samples of ready-made business models with all the calculations, which you can use as the basis for drawing up a feasibility study for your specific project.

Algorithm of actions

  1. Familiarization with the provided sample feasibility study.
  2. Collection of statistical data for a specific region where business activities will be carried out.
  3. Conducting marketing research: identifying the strengths and weaknesses of the project ().
  4. Updating information on the economic part: searching for potential and raw materials, requesting commercial proposals, recalculating costs and determining the final price based on current market realities, as well as determining the level of profitability.
  5. Conducting a stress test of the figures reflected in the calculation (what will be the payback if the revenue is N percent less than planned). Based on the data obtained, drawing up several options for the development of the event: conservative, realistic and optimal.
  6. carrying out economic activities.
  7. Choosing the most profitable one (studying legal schemes to reduce the tax burden).

Based on the analysis and generalization of the information received, you draw up your own economic justification for the project, with the help of which you can determine the feasibility of investing money.

Please note that you can download any business plan you like for free. If there is no download form somewhere, you can ask a question through a special form, and within a short time we will add this feature. Through this form, you can also clarify any point regarding the described model, and we will try to find a specialist to provide competent advice on the point that interests you.

Business plan for a small business from scratch: recommendations and samples with calculations

How to write a business plan correctly? We share recommendations, convenient methods, samples and calculations.

Business plan is the document from which implementation should begin. If you do not first calculate expenses and income, do not take into account demand and the presence of already operating competitors, you can waste your budget. In our article you will find a sample business plan with calculations and learn how to prepare it for yourself.

But when the development of a business plan for a small enterprise is needed specifically for investors, guarantors, and creditors, then the document must comply with the requirements of the Federal Small Business Support Fund. You can learn how to draw up a business plan in accordance with these requirements from, and we will look at the brief structure of the plan here.

Structure of a business plan from the Federal Small Business Support Fund:


If you follow all the recommendations of the Federal Fund for Support of Small Business, then it is quite difficult to draw up your own business plan. But there is another way to calculate the prospects of your project - using the SME Business Navigator.

How to write a business plan yourself


If you decide to open such a store, you will need to find the missing amount of 1.7 million rubles. Of course, you can take out a loan, especially since Business Navigator offers you to choose one of the partner banks. However, we must not forget that such interest-bearing borrowed funds increase the cost of the project and extend its payback period. You need to carefully weigh whether this is worth doing.

If you do not want to attract additional funds to the project, especially borrowed funds, then the navigator will prompt you to select the type of business based on the volume of investment. We go to the appropriate tab and see an extensive list of projects that you can start using only your own funds. All that remains is to select several areas that interest you and calculate their payback.

Now you know how to make a business plan with calculations for a small business in a specific situation. On the Internet you will find many more methods for writing and drawing up business plans, samples for different businesses (coffee shop, car service, beauty salon, etc.). But remember - you need a business plan for your specific business, an individual one, and no one has ever written one for you. This video briefly and succinctly describes how to do this “on the fingers of a miller”:

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The basis of any business is a ready-made business plan. It helps to avoid many mistakes when creating and developing a company, allows you to convince investors of the advisability of investing money, and assists in obtaining the necessary loans from banking institutions.

Such a document contains detailed calculations of the profitability of the future organization, the payback period of the project, and the risks to which the company is exposed.

You can create a business plan yourself, spending time and money. However, most modern entrepreneurs prefer to use ready-made financial products containing high-quality and useful information. Why?

Main functions of a business plan

This document is the most important tool for the company, allowing it to select promising areas and determine how to implement them. It is a guide for execution and control, helping to manage the business. A well-drafted financial solution with detailed calculations performs several functions:

  • strategic. It is used to develop business strategy. This is a key function when organizing an enterprise or when defining new directions for the company;
  • investment. It is used to attract funds. It is extremely difficult for modern companies to manage without credit resources. Therefore, this function allows you to determine the optimal sources of funds and find potential investors;
  • planning. It is used to give a comprehensive assessment of the development of the enterprise being created, as well as to manage intra-company processes or a new line of activity.

As a result, the business plan provides the opportunity to analyze, position, comprehensively evaluate and control the future activities of the company, implement marketing courses, and develop personnel policies.

What advantages do ready-made documents have? What are the benefits of purchasing a business plan from a company that develops and compiles business plans for different areas of business?

Advantages

A business plan is the business card of an organization. By using a ready-made solution made by qualified specialists, the future businessman saves time and money that would have to be spent on independently carrying out the activities, analyzes and calculations necessary to draw up this document.

Moreover, such research is not a guarantee of a successful start to the project. Among the advantages of using a full-fledged financial solution performed by professionals, it is worth noting:

  • time saving. Having a ready-made document in hand, an entrepreneur can get a clear idea of ​​the steps that need to be taken to achieve the goal. By purchasing a ready-made business plan, you can overcome all the difficulties of business with the support of professionals;
  • effective means of persuasion. For sponsors and investors, this document is the main proof of the validity of the idea of ​​the business being organized, the potential of the enterprise to achieve a certain amount of income;
  • competitor research. A well-drafted document will help evaluate competing companies, identify their strengths and weaknesses, and determine a free niche that at this point in time can be occupied and firmly held, winning the favor of a potential audience;
  • direction of movement. An effectively and efficiently drawn up financial solution will help the company not only at the initial stage. With the right approach, it will allow the organization to constantly maintain the planned direction, making the necessary adjustments.

High-quality business plans are drawn up by an experienced team of specialists with extensive experience in a wide variety of fields. All materials are adapted for use in the Russian economy in the current situation.

The documents contain all the necessary calculations: calculation of payback, economic efficiency, profitability and other equally significant indicators. Applications presented in tabular form will help you independently determine the required values. For example, calculate the need for money for the purchase of specialized equipment until the period of time when these costs begin to pay off.

Features of use

A ready-made business plan is not only an opportunity to find an idea with calculations and recommendations for a wide variety of areas, but also advice on the main aspects of starting your own business.

In this case, we are talking about the most popular questions of novice entrepreneurs. What form of ownership to choose for the organization. What to consider when hiring specialists. Which taxation system should you prefer?

Today, many specialized organizations offer to purchase full-fledged ready-made business plans. Moreover, prices vary significantly. How to choose a provider of such a solution?

In this case, it is necessary that the proposed business plan contains not only general information, but also detailed calculations for all main areas of activity of the future enterprise. Competent suppliers of ready-made business plans calculate expenses such as, for example, the cost of social contributions for employees, tax optimization, and transfers of taxes and fees to the state.

The more complete the business plan, the more effective and efficient the activities of the future entrepreneur will be. You should not skimp on purchasing this document. After all, he is the main assistant in conducting market analysis.

It is he who summarizes the analysis of opportunities for starting or expanding a business in modern conditions and contains a structured description of all areas of activity of the future company.

By purchasing a business plan, an entrepreneur receives not only a comprehensive analysis of the main problems that he may encounter when organizing his activities, but also ways to solve them. The benefits of using a ready-made document are obvious!

Where to download a ready-made business plan with calculations

You can choose the solution that suits you among a large number of directions offered by our partner Biplane (